As your financial institution, FNB offers a credit card that is right for you, with three cards to choose from. All three cards are available in two options, Low Rate Card or Preferred Points Card.

 

 

 

 

 

 

 

These cards are accepted worldwide at businesses, financial institutions, and ATMs displaying the PLUS logo.

 

 

 

 

Competitive annual percentage rate (APR).*

24-hour toll-free live customer assistance available at 800-367-7576.

Online account information available 24/7 at http://www.cardaccount.net/.

Rental car collision damage waiver protection.

Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

If your payment gets to us a day or two late, don't worry because we offer a little extra grace period, helping you avoid a late fee.

 

 

No annual fee.

Low introductory rate for the first six months.*

Competitive ongoing APR.*

25-day interest-free grace period on all purchases. No grace period on cash advances.

Cash advances can be made for up to 50% of the credit line.

 

 

Other fees may be charged, these fees are listed on the downloadable application.

 

 

 

Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.

Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. A brochure with more details is available at our local branch office.

24-hour toll-free live customer assistance available at 800-367-7576.

Online account information available 24/7 at http://www.cardaccount.net/.

Rental car collision damage waiver protection.

Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

If your payment gets to us a day or two late, don't worry because we offer a little extra grace period, helping you avoid a late fee.

 

 

No annual fee.

Low introductory rate for first six months.*

Competitive ongoing APR.*

25-day interest-free grace period on all purchases. No grace period on cash advances.

Cash advances can be made for up to 50% of the credit line.

To view or redeem rewards points, visit http://www.mypreferredpoints.com/ or call 866-678-5191.

 

 

Other fees may be charged, these fees are listed on the downloadable application.



To Apply

There's no easier way to apply. Just come by your nearest FNB location and complete an application, or download the PDF Application here. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. You can fax it back to us or send it by mail (See the interactive maps on the Locations page for current fax lines/addresses). Once received, your application will be quickly processed so you can begin experiencing the benefits right away!