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Money Market Investment Account
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$2,500 minimum opening deposit
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Interest is paid and compounded monthly. The interest rate and annual percentage yield will depend upon the daily balance in the account using the following tiers:
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Up to $2,499.99
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$ 2,500.00 - 4,999.99
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$ 5,000.00 - 14,999.99
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$15,000.00 - 49,999.99
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$50,000.00 and up
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No monthly maintenance fee if balance remains above $2,500
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Unlimited in-person cash and ATM withdrawals
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Other types of transactions are limited as required by law
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$9.75 fee for each withdrawal exceeding regulation limits
If the daily account balance drops below $2,500.00, a $10.00 service charge will assessed.
First Rate Savings
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Six withdrawals permitted each quarter
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The interest rate and annual percentage yield will depend upon the daily balance in the account using the following tiers:
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Up to $2,499.99
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$ 2,500.00 - 9,999.99
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$10,000.00 and up
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$9 quarterly maintenance fee if balance drops below $300
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$1 for each withdrawal over limit
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$5 fee for accounts closed within 90 days of opening
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$100 minimum opening deposit required
Please refer to an FNB customer representative for current rates on all interest bearing accounts.
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