Overdraft Protection
FNB invites you to apply today for Carefree Overdraft Protection, a valuable service designed to protect your checking account from costly and embarrassing insufficient fund returned items. Carefree Overdraft Protection is a revolving credit line tied to your checking account; a line of credit which transfers funds to cover your overdrafts when necessary, thereby eliminating NSF charges or fees. An advance fee of $4 will be assessed per $100 along with interest on the unpaid balance. (Maximum daily advance fee of $20)
Payments are automatically deducted from your checking account at a rate of 8% of the outstanding balance or $20, whichever is greater.



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