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Employer Group HSA

Tax deductions for you. Tax-free distributions for them.
A health savings account (HSA) offers the best of both worlds for your business and your employees.

Build up your employee benefits by making an HSA part of your health insurance package. When you offer a high deductible health plan with an HSA, not only is your business saving money, but so are your employees.
In order to offer an HSA, your employees
  • Must be covered by a HSA-eligible high deductible health plan (HDHP) that satisfied the IRS’ annual deductible and out-of-pocket expense dollar limited,
  • Cannot be covered by any other health plan (with limited exceptions),
  • Cannot be enrolled in Medicare, and
  • Cannot be eligible to be claimed as a dependent on another person’s tax return. 
An HSA-compatible HDHP may strengthen your employee benefits package—and your employee’s ability to tackle costly medical bills. Consult with FNB’s HSA advisors to determine the HSA option that is right for you. 


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