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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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First National Bank
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ONLINE BANKING
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Checking

Reward yourself. We have an account for you!
Increase your earning power on debit card transactions with a Reward Checking account from First National Bank. The more you use your MasterCard debit card on everyday purchases, the more you earn in cash rewards deposited straight into your account. Plus, Reward Checking gives customers cash back on foreign ATM fees.

Customers who plan to maintain a high balance have the option to sign up for Interest Counts, an account that rewards high-balance customers with an interest rate that increases with debit card transactions.

Coupled with paperless e-statements, online banking and the FNB mobile app for Apple and Android, First National Bank and Reward Checking make it easier than ever to access your account. Anytime. Anywhere.
Basic Checking: Not available for rewards. Statement(s) mailed monthly. 

 Cash Counts Experience Counts Basic Checking Interest Counts
Overview
Free Checking
with enrollment in
e-statements
 Clients age 62 and better Basic includes printed statements Premium interest rates for high-balance customers
Min. Deposit to Open Account $100 $100 $100 $1,500
Rewards
Cash Back Rewards
See below.
Cash Back Rewards
See below.
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Interest Rewards
See below.
Monthly Service Charge Free Free $5 $6 if balance falls below $1,500
Earns Interest
--
--

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MASTERCARD Debit Card

Check Orders Depends on check style 1/2 off checks if enrolled in E-Statement Depends on check style Depends on check style
Overdraft Protection Options
3 options available. Click here for details. 
3 options available. Click here for details. 
3 options available. Click here for details. 
3 options available. Click here for details. 
Foreign ATM Fees Waived
up to $10/month if 10 debit card transactions
up to $10/month if 10 debit card transactions
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up to $10/month if 10 debit card transactions
Additional Services --  -- -- 1/2 off safety deposit box, stop payment fees and wire transfers upon request.
Learn More
About Rewards		 Cash-back Rewards: Applies to a minimum of 10 debit card transactions. Rewards paid on all qualifying transactions over $10, including the first 10 once 10 post to account during the reward period. Reward period resets the 15th of each month.  Cash-back Rewards: Applies to a minimum of 10 debit card transactions. Rewards paid on all qualifying transactions over $10, including the first 10 once 10 post to account during the reward period. Reward period resets the 15th of each month.  Basic Checking: Not available for rewards. Statement(s) mailed monthly.  Interest Rewards: 
Once 10 debit card transactions post to the account during the reward period, your interest rate is bumped to the premium rate. The base rate is paid on all non-qualifying balances. Reward period resets the 15th of each month.
COMPLIMENTARY SERVICES
Online Banking
Free Bill Pay
Mobile Deposit
e-Statements
Overdraft Protection 
Telephone Banking
Greenlight

 

a man using his mobile phone to deposit a check
check and pen


Save a trip to the bank and deposit checks anytime or any place with our mobile deposit feature.