Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Hide Search
Hide Search
FNB employee at vault


Plan for your future, today.
Sign up for first-rate savings plans with personal savings accounts from First National Bank. Keep your money safe and secure while planning for your future—because it’s never too early to start.

Savings Counts

This interest-bearing account earns money on your daily balance with the flexibility to make limited and/or unlimited withdrawals.

Account Features:

  • Interest is compounded daily and paid monthly.
  • The interest rate and annual percentage yield will depend upon the daily balance in the account using the following tiers:
    • Up to $2,499.99
    • $2,500.00 - 9,999.99
    • $10,000.00 and up
  • $3 monthly maintenance fee if balance drops below $300
  • $3 for each withdrawal over limit
  • $5 fee for accounts closed within 90 days of opening
  • $100 minimum opening deposit required

Christmas Club

Get ahead by saving for your holiday shopping and travel with FNB’s Christmas Club account. This short term savings account helps you plan for the holiday season with recurring deposits (your choice of weekly, bi-weekly, semi-monthly or monthly)—simply link this to your existing checking account and designate your savings amount.

Account Features:

  • No monthly maintenance fee
  • Checking account required with auto transfers
  • Only $5 opening deposit required
  • $5 fee if account is closed before end of 1 year program (October)

Certain types of withdrawal transactions are limited to six (6) per month.

Preauthorized transfers made through third parties which may be by check, draft, debit card or similar order are limited. THERE WILL BE A FEE OF $3.00 FOR EACH WITHDRAWAL OVER THE SIX (6) LIMITED TRANSACTIONS.

Withdrawals made in person, by messenger, by mail, at an ATM or withdrawals to pay on loans that you have with us. Preauthorized or automatic transfers include "Sweep" transfers from your Savings Account to cover overdrafts, preauthorized transfers from your Savings Account to any other deposit that you own that are set in advance to occur automatically, transfers initiated thru the 24 hour automated telephone, On-Line Banking and Mobile Banking are also unlimited.

set of tools

Need help or have questions? View our resources.

debit or credit card

Offering personal debit or credit card options along with business debit & credit cards.

a woman holding her debit card, mobile phone, and a coffee
boxed gift

Let your money work for you with our Reward Checking. Earn cash-back rewards simply by using your MasterCard debit card.