Grow your money with a variety of CD and Money Market options that yield higher rates of return than a traditional savings account.
Contact us today to learn about safe and secure plans to save for your short- and long-term goals.
CERTIFICATES OF DEPOSIT (CDs)
Certificates of Deposit (CDs) may be the best choice if you have cash reserves and are looking to maximize your earnings. CDs are offered with a variety of maturity dates, from 3 months to 5 years, to ensure the best fit for your individual needs. A penalty will be imposed for early withdrawal.
Open with a minimum deposit of $2,500.00
Please contact an FNB Customer Service Representative to obtain current interest rate information on various maturities and to receive appropriate disclosure information on terms, fees, and interest rates.
MONEY MARKET INVESTMENT ACCOUNT
Our Money Market Investment accounts offer competitive interest rates with the flexibility for withdrawals.
$2,500 minimum opening deposit
Interest is paid and compounded monthly. The interest rate and annual percentage yield will depend upon the daily balance in the account using the following tiers:
Up to $2,499.99
$2,500.00 - 4,999.99
$5,000.00 - 14,999.99
$15,000.00 - 49,999.99
$50,000.00 and up
No monthly maintenance fee if balance remains above $2,500
If the daily account balance drops below $2,500.00, a $10.00 service charge will be assessed.
Preauthorized transfers made through third parties which may be by check, draft, debit card or similar order are limited. THERE WILL BE A FEE OF $9.75 FOR EACH WITHDRAWAL OVER THE SIX (6) LIMITED TRANSACTIONS.
Withdrawals made in person, by messenger, by mail, at an ATM or withdrawals to pay on loans that you have with us. Preauthorized or automatic transfers include "Sweep" transfers from your Money Market Account to cover overdrafts, preauthorized transfers from your Money Market Account to any other deposit that you own that are set in advance to occur automatically, transfers initiated thru the 24 hour automated telephone, On-Line Banking and Mobile Banking are also unlimited.